Empire Community Bank

SBA Preferred Lender

Albany, NY

Upstate New York's leading SBA Preferred Lender. Decades of experience with manufacturing equipment loans, construction financing, and business acquisitions.

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$310M

Total Assets

$38M

Annual SBA Volume

7 days

Avg Approval

$75K–$5M

Loan Range

Specialties

ManufacturingConstructionProfessional Services

SBA Products Offered

SBA 7(a) Term Loan

Available

Up to $5M. Working capital, equipment, real estate, acquisition.

SBA 7(a) Express

Available

Up to $500K. Expedited processing, response within 36 hours.

SBA 504 Loan

Available

Up to $5.5M. Fixed-rate financing for owner-occupied real estate.

SBA CAPLine

Available

Revolving line of credit for short-term working capital needs.

Learn More About SBA Loans

SBA 7(a) Guide

Requirements, rates, and application process

SBA 504 Guide

Fixed-rate financing for real estate and equipment

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