Find the Right SBA Loan for Your Business
Compare SBA-approved lenders, check your eligibility in minutes, and get pre-qualified — no hard credit pull, no commitment.
500+
SBA Lenders
Nationwide network
$2.4B
Loans Matched
And growing
4 min
Eligibility Check
No credit impact
98%
Satisfaction
Borrower rated
How it works
Three steps to your SBA loan
No cold calls. No paperwork until you're ready. Just a clear path to financing.
01
Check Your Eligibility
Answer 8 quick questions. See which SBA programs you qualify for — 7(a), 504, or both. No credit pull, no commitment.
02
Compare Lenders
Browse SBA Preferred Lenders matched to your industry and location. See approval times, specialties, and loan terms side by side.
03
Get Pre-Qualified
Apply through a matched lender with a soft pull only — your credit score stays untouched. Get a decision in as few as 3 days with PLP lenders.
SBA Programs
Two powerful loan programs
The SBA offers two main loan programs. Each serves different needs — and you may qualify for both.
SBA 7(a) Loan
Up to $5M
Use of proceeds: Working capital, equipment, real estate, refinancing, business acquisition
Most flexible SBA program
SBA 504 Loan
Up to $5.5M
Use of proceeds: Owner-occupied real estate and heavy equipment
Below-market fixed rates for 20–25 years
Featured lenders
SBA Preferred Lenders
These banks have earned SBA Preferred Lender status — meaning faster approvals and streamlined processing.
Lone Star Community Bank
Dallas, TX
Pacific Coast Business Bank
San Diego, CA
Empire Community Bank
Albany, NY
Peachtree Community Bank
Marietta, GA
Mountain West Business Bank
Denver, CO
Bay Area Commercial Bank
Oakland, CA
For community banks
Grow Your SBA Program
Get matched with qualified borrowers, simplify secondary market sales, and maximize your 7(a) premiums. SBA Today helps community banks originate more and earn more.
110%
Avg 7(a) premium
5 days
Avg time to sell
4×
Capital recycled per year
From the blog
Latest Insights
What Is an SBA Preferred Lender (PLP) and Why Does It Matter?
PLP status means faster approvals and streamlined processing. Learn what it means for borrowers and how banks earn it.
SBA 7(a) Secondary Market Explained: How Banks Turn Loans Into Fee Income
A full walkthrough of secondary market mechanics, premium economics, and why small banks should care.
SBA Loan Requirements 2026: What You Need to Qualify
Comprehensive checklist of SBA loan requirements including credit score, time in business, revenue, collateral, and more.
Get started today
Ready to find your SBA lender?
Check your eligibility in minutes. Compare matched lenders. Get pre-qualified with a soft credit pull. It's free, fast, and completely risk-free.